文章來源：廣西(xi)國資委 發布時間(jian)：2019-11-13
今年以來，廣西農(nong)信社繼續(xu)(xu)立足“三農(nong)”，優化信貸(dai)投(tou)向，加大對(dui)實體經濟的支持。截至2018年10月31日，新增貸(dai)款(kuan)616億元，增長13.16%，貸(dai)款(kuan)余額達5292億元，貸(dai)款(kuan)增量(liang)、存量(liang)繼續(xu)(xu)保(bao)持廣西銀行業第一位，成(cheng)為(wei)地(di)方(fang)經濟發(fa)展的強(qiang)力引擎(qing)和鄉村(cun)振興戰略(lve)實施的堅強(qiang)金融后盾。
廣(guang)西(xi)(xi)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信(xin)社(she)(she)緊扣鄉(xiang)村振興(xing)戰略，結合(he)當地農(nong)(nong)(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村經濟發(fa)展、產(chan)業(ye)(ye)(ye)化(hua)、規模化(hua)程度和信(xin)用環境，優化(hua)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)村小(xiao)額信(xin)貸(dai)(dai)期限、利率、額度等要(yao)素，適當調整農(nong)(nong)(nong)(nong)(nong)(nong)(nong)戶小(xiao)額信(xin)用貸(dai)(dai)款(kuan)額度，主(zhu)(zhu)動適應農(nong)(nong)(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)產(chan)業(ye)(ye)(ye)化(hua)、規模化(hua)發(fa)展金融(rong)服務(wu)需求。切(qie)實(shi)加大農(nong)(nong)(nong)(nong)(nong)(nong)(nong)戶貸(dai)(dai)款(kuan)投放，持續提高農(nong)(nong)(nong)(nong)(nong)(nong)(nong)戶貸(dai)(dai)款(kuan)需求滿足(zu)率和覆蓋面。積(ji)極為(wei)廣(guang)西(xi)(xi)重點新型農(nong)(nong)(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)經營主(zhu)(zhu)體提供金融(rong)服務(wu)，對當地被納入國(guo)家(jia)和自治區(qu)(qu)重點龍(long)頭企(qi)業(ye)(ye)(ye)、國(guo)家(jia)和自治區(qu)(qu)級農(nong)(nong)(nong)(nong)(nong)(nong)(nong)民合(he)作社(she)(she)示范(fan)社(she)(she)、廣(guang)西(xi)(xi)家(jia)庭農(nong)(nong)(nong)(nong)(nong)(nong)(nong)場(chang)、廣(guang)西(xi)(xi)現代特色農(nong)(nong)(nong)(nong)(nong)(nong)(nong)業(ye)(ye)(ye)（核(he)心）示范(fan)區(qu)(qu)名錄(lu)的企(qi)業(ye)(ye)(ye)、合(he)作社(she)(she)進(jin)行實(shi)地調查，切(qie)實(shi)滿足(zu)名單(dan)內經營主(zhu)(zhu)體合(he)理的融(rong)資需求。截至2018年9月末，廣(guang)西(xi)(xi)農(nong)(nong)(nong)(nong)(nong)(nong)(nong)信(xin)社(she)(she)涉農(nong)(nong)(nong)(nong)(nong)(nong)(nong)貸(dai)(dai)款(kuan)余額4081億元，占廣(guang)西(xi)(xi)銀行業(ye)(ye)(ye)的50.29%，居(ju)首位。
據(ju)了(le)(le)解，各級(ji)農(nong)(nong)(nong)(nong)信(xin)社積(ji)極參與、主(zhu)動(dong)營銷，認(ren)真做好各類企業(ye)的(de)信(xin)息收集、客戶建檔、評級(ji)授信(xin)等工(gong)作(zuo)，及時(shi)為其提供信(xin)貸資(zi)(zi)金，有力支持了(le)(le)中(zhong)小(xiao)微(wei)企業(ye)的(de)生產經營，推(tui)動(dong)了(le)(le)全區工(gong)業(ye)結構調整。同時(shi)，廣(guang)西農(nong)(nong)(nong)(nong)信(xin)社為企業(ye)“量身(shen)”打造金融產品(pin)，推(tui)出了(le)(le)農(nong)(nong)(nong)(nong)產品(pin)存貨質(zhi)押、林(lin)權抵(di)押等融資(zi)(zi)擔保方式(shi)，拓寬了(le)(le)企業(ye)融資(zi)(zi)渠道，緩(huan)解企業(ye)擔保難。截(jie)至2018年9月(yue)末，廣(guang)西農(nong)(nong)(nong)(nong)信(xin)社小(xiao)微(wei)企業(ye)貸款余(yu)額2785億(yi)元，占全區銀行業(ye)的(de)43.82%，成(cheng)為名(ming)副其實的(de)支持我區小(xiao)微(wei)企業(ye)發展(zhan)的(de)金融主(zhu)力軍(jun)。
按照“貸(dai)款(kuan)(kuan)跟(gen)(gen)(gen)著窮人(ren)(ren)走、窮人(ren)(ren)跟(gen)(gen)(gen)著能人(ren)(ren)走、能人(ren)(ren)跟(gen)(gen)(gen)著產(chan)(chan)業(ye)走、產(chan)(chan)業(ye)跟(gen)(gen)(gen)著市場走”的(de)“四跟(gen)(gen)(gen)四走”工作思路(lu)，廣(guang)西(xi)農信(xin)社對信(xin)用良好、有(you)貸(dai)款(kuan)(kuan)意愿、有(you)就業(ye)創業(ye)潛質(zhi)、技(ji)能素(su)質(zhi)和(he)一定還款(kuan)(kuan)能力的(de)建(jian)(jian)檔立卡貧(pin)困戶“應貸(dai)盡貸(dai)”。截至2018年10月末，廣(guang)西(xi)農信(xin)社已累計(ji)向53.59萬建(jian)(jian)檔立卡貧(pin)困戶發(fa)放(fang)貸(dai)款(kuan)(kuan)261.95億元，惠及貧(pin)困人(ren)(ren)口(kou)205萬人(ren)(ren)，帶動(dong)21萬多戶貧(pin)困戶脫(tuo)貧(pin)，農信(xin)社發(fa)放(fang)了廣(guang)西(xi)銀行(xing)業(ye)99%以上(shang)(shang)的(de)扶(fu)貧(pin)小額貸(dai)款(kuan)(kuan)、60%以上(shang)(shang)的(de)扶(fu)貧(pin)龍頭企業(ye)貸(dai)款(kuan)(kuan)，為我區(qu)打贏脫(tuo)貧(pin)攻堅戰提供了堅實(shi)金融支撐。
【責任編(bian)輯：李巨堯(yao)】