文章來源：廣西國資委 發(fa)布(bu)時間：2018-11-24
今年(nian)(nian)以來，廣(guang)西農信社充分(fen)發(fa)揮自身職(zhi)能作用，有針對性(xing)地實施(shi)金(jin)融服務工程(cheng)，1-10月(yue)，累計發(fa)放(fang)“美(mei)麗廣(guang)西·清潔(jie)鄉(xiang)村”建(jian)設項目貸款6581戶，累放(fang)金(jin)額37.08億元，截(jie)至2017年(nian)(nian)10月(yue)末，美(mei)麗廣(guang)西清潔(jie)鄉(xiang)村貸款余(yu)額102億元，有力(li)地助推了全區鄉(xiang)村建(jian)設。
重渠道，構建無縫服務體系。目前，該社在農(nong)(nong)(nong)村地(di)區(qu)(qu)(qu)(qu)（縣(xian)鄉鎮村）布(bu)設營業網點2041個(ge)(ge)，占比85.86%，全(quan)(quan)區(qu)(qu)(qu)(qu)金融(rong)(rong)便民(min)點13714個(ge)(ge)，累計布(bu)放ATM、CRS、BSM等(deng)各(ge)類(lei)自助設備8149。業務(wu)范(fan)圍覆蓋(gai)全(quan)(quan)國30多(duo)個(ge)(ge)省（直轄市(shi)、自治(zhi)區(qu)(qu)(qu)(qu)）農(nong)(nong)(nong)信系統(tong)8萬多(duo)個(ge)(ge)營業網點，建(jian)成了廣西最(zui)大、也是(shi)唯一(yi)實(shi)現省（區(qu)(qu)(qu)(qu)）—市(shi)—縣(xian)—鄉—村（街(jie)道）全(quan)(quan)覆蓋(gai)的(de)普(pu)惠金融(rong)(rong)服(fu)務(wu)體系，打通農(nong)(nong)(nong)村金融(rong)(rong)服(fu)務(wu)“最(zui)后一(yi)公里”，實(shi)現了農(nong)(nong)(nong)民(min)“足不出村存(cun)取款，田間地(di)頭能轉賬”的(de)夢想。
幫基礎，改善農民居住條件。不斷(duan)加大對(dui)農(nong)村飲水(shui)(shui)工程、農(nong)田水(shui)(shui)利(li)建(jian)(jian)(jian)設(she)和改造(zao)(zao)以及糧食、蔬(shu)菜生(sheng)產(chan)基地建(jian)(jian)(jian)設(she)的(de)支持(chi)力度(du)；扶持(chi)企(qi)(qi)業建(jian)(jian)(jian)設(she)垃(la)圾(ji)(ji)處(chu)(chu)理、污(wu)水(shui)(shui)處(chu)(chu)理項(xiang)目、鄉(xiang)村生(sheng)活垃(la)圾(ji)(ji)集(ji)中處(chu)(chu)理設(she)施(shi)建(jian)(jian)(jian)設(she)和農(nong)村企(qi)(qi)業“三廢”處(chu)(chu)理項(xiang)目改造(zao)(zao)，促進農(nong)村企(qi)(qi)業環(huan)(huan)保升(sheng)級達標；提高農(nong)村住、建(jian)(jian)(jian)房貸款額度(du)，引導群眾新(xin)建(jian)(jian)(jian)、改造(zao)(zao)符合(he)農(nong)村建(jian)(jian)(jian)設(she)規劃的(de)新(xin)型住房；加大對(dui)庫區移民(min)、農(nong)村自建(jian)(jian)(jian)房按揭、水(shui)(shui)電、小(xiao)城鎮基礎(chu)設(she)施(shi)建(jian)(jian)(jian)設(she)等貸款投放，有效改善我區農(nong)村人居環(huan)(huan)境。
抓誠信，強化農村信用體系。將推(tui)進(jin)農(nong)村信(xin)(xin)(xin)用(yong)體系建(jian)(jian)設(she)與鄉(xiang)村建(jian)(jian)設(she)活動要(yao)求有機結合(he)，把村容村貌(mao)整潔、環(huan)保設(she)施建(jian)(jian)設(she)等(deng)內容納入(ru)農(nong)村信(xin)(xin)(xin)用(yong)體系，作為評(ping)定信(xin)(xin)(xin)用(yong)鄉(xiang)（鎮）、信(xin)(xin)(xin)用(yong)村（屯(tun)）、信(xin)(xin)(xin)用(yong)戶的參考(kao)評(ping)價(jia)因素，培(pei)養農(nong)民良好的衛生習慣(guan)。同時，推(tui)出農(nong)民誠(cheng)信(xin)(xin)(xin)獎勵與失信(xin)(xin)(xin)制約辦法，對誠(cheng)實守信(xin)(xin)(xin)農(nong)戶主動調增(zeng)其(qi)授(shou)信(xin)(xin)(xin)額度(du)（最(zui)高可(ke)增(zeng)加30%額度(du)）。目前，農(nong)信(xin)(xin)(xin)社已在全(quan)區創建(jian)(jian)了4個(ge)信(xin)(xin)(xin)用(yong)縣，389個(ge)信(xin)(xin)(xin)用(yong)鄉(xiang)（鎮）、3826個(ge)信(xin)(xin)(xin)用(yong)村、322萬(wan)戶信(xin)(xin)(xin)用(yong)戶，為金融支持新農(nong)村建(jian)(jian)設(she)打下堅實基礎。
扶產業，促進農民增收致富。加大(da)對糧(liang)食生(sheng)產(chan)(chan)(chan)、菜籃子(zi)工程(cheng)、農(nong)村(cun)種養大(da)戶、農(nong)民(min)專業(ye)合作(zuo)社(she)等的(de)信貸支持力度。大(da)力支持廣西(xi)糖料蔗(zhe)、水果(guo)、秋冬菜三(san)個“1500萬畝”生(sheng)產(chan)(chan)(chan)基地建(jian)設。在做好(hao)家庭農(nong)場、專業(ye)大(da)戶、農(nong)民(min)專業(ye)合作(zuo)社(she)和農(nong)業(ye)產(chan)(chan)(chan)業(ye)化龍頭企業(ye)等新型(xing)農(nong)業(ye)經營主(zhu)體的(de)金融服(fu)務的(de)同時，推出(chu)“致富貸”產(chan)(chan)(chan)品，把原(yuan)不具備(bei)農(nong)戶小額信用貸款授信條件的(de)貧困(kun)農(nong)戶納入貸款支持范圍。為農(nong)業(ye)生(sheng)產(chan)(chan)(chan)提供強有力的(de)后盾，有效促進了(le)農(nong)民(min)增收(shou)致富。