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為貫徹落實中央(yang)農村工作會議和中央(yang)1號文(wen)件精神，積極響應省政(zheng)府“金融(rong)早春行”活動，有(you)(you)力有(you)(you)效執行襄(xiang)(xiang)陽(yang)市(shi)委市(shi)政(zheng)府“提升首位(wei)度、打(da)造增長極、爭當(dang)排頭兵”的(de)號召，服務支(zhi)持(chi)湖北(bei)省襄(xiang)(xiang)陽(yang)市(shi)深化農業(ye)供給側改革，支(zhi)持(chi)“三農”經濟充(chong)分(fen)發展，實現全市(shi)農產品(pin)加工產業(ye)產值過(guo)3000億目標，襄(xiang)(xiang)陽(yang)市(shi)農業(ye)產業(ye)化投資擔(dan)保(bao)有(you)(you)限(xian)公(gong)司（以下(xia)簡(jian)稱(cheng)農擔(dan)公(gong)司）經充(chong)分(fen)調(diao)研，結合實際及(ji)時推(tui)出并實施(shi)了“融(rong)資擔(dan)保(bao)春雨工程”行動計劃，以助推(tui)金融(rong)支(zhi)持(chi)農業(ye)的(de)春雨澆(jiao)潤襄(xiang)(xiang)陽(yang)大(da)地。

農(nong)(nong)(nong)擔(dan)(dan)(dan)(dan)(dan)(dan)公(gong)司此次“融資(zi)擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)春雨工(gong)程(cheng)(cheng)”計劃(hua)作(zuo)(zuo)(zuo)為該公(gong)司今年支持和服務(wu)襄(xiang)(xiang)陽市三(san)(san)農(nong)(nong)(nong)企(qi)(qi)業(ye)(ye)做大做強，深化襄(xiang)(xiang)陽市農(nong)(nong)(nong)業(ye)(ye)供(gong)給(gei)側改革工(gong)作(zuo)(zuo)(zuo)的(de)重要措施和手段，有(you)五大特點：一是方式創(chuang)新(xin)。農(nong)(nong)(nong)擔(dan)(dan)(dan)(dan)(dan)(dan)公(gong)司與(yu)合(he)(he)作(zuo)(zuo)(zuo)銀行(xing)(xing)聯(lian)(lian)合(he)(he)成(cheng)立(li)專(zhuan)門(men)團隊，實(shi)現(xian)“費率(lv)(lv)優(you)(you)惠、利息補貼、聯(lian)(lian)合(he)(he)評審(shen)、批量辦理、風險分(fen)擔(dan)(dan)(dan)(dan)(dan)(dan)”，達到政府(fu)、銀行(xing)(xing)、擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司、貸(dai)(dai)款企(qi)(qi)業(ye)(ye)一體化運作(zuo)(zuo)(zuo)，共同盡調審(shen)批共同貸(dai)(dai)后管(guan)理，共贏共進責任明晰。二是目標(biao)明確。新(xin)增擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)貸(dai)(dai)款目標(biao)7—10億元(yuan)(yuan)。其中：為100家(jia)農(nong)(nong)(nong)業(ye)(ye)產(chan)業(ye)(ye)化龍頭企(qi)(qi)業(ye)(ye)，每戶提供(gong)信(xin)用(yong)(yong)擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)不(bu)低于500萬元(yuan)(yuan)，新(xin)增總授信(xin)5—7億元(yuan)(yuan)；200家(jia)農(nong)(nong)(nong)業(ye)(ye)合(he)(he)作(zuo)(zuo)(zuo)社(she)、家(jia)庭(ting)(ting)農(nong)(nong)(nong)場、種(zhong)養殖大戶目標(biao)，每戶提供(gong)信(xin)用(yong)(yong)擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)50萬元(yuan)(yuan)——300萬元(yuan)(yuan)不(bu)等，新(xin)增總授信(xin)2—3億元(yuan)(yuan)。三(san)(san)是周期較長(chang)。擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司和合(he)(he)作(zuo)(zuo)(zuo)銀行(xing)(xing)實(shi)行(xing)(xing)總體審(shen)查(cha)、一次審(shen)批、三(san)(san)年內循(xun)環擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)，消除客戶“短貸(dai)(dai)長(chang)用(yong)(yong)”后顧之憂。四是條件優(you)(you)惠。原則上實(shi)行(xing)(xing)信(xin)用(yong)(yong)擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)；資(zi)金分(fen)布使用(yong)(yong)；綜合(he)(he)費率(lv)(lv)控制在9%以(yi)內（銀行(xing)(xing)貸(dai)(dai)款利息不(bu)超過6.8%，擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)費不(bu)超過1.8%）；市財(cai)政給(gei)予一定(ding)的(de)政策貼息或補貼。五是組織周密。此次行(xing)(xing)動由市農(nong)(nong)(nong)委(wei)組織牽頭，各縣市農(nong)(nong)(nong)業(ye)(ye)產(chan)業(ye)(ye)化主管(guan)部(bu)門(men)專(zhuan)班協(xie)調，推(tui)薦并篩選優(you)(you)質(zhi)企(qi)(qi)業(ye)(ye)、合(he)(he)作(zuo)(zuo)(zuo)社(she)及家(jia)庭(ting)(ting)農(nong)(nong)(nong)場入圍(wei)，以(yi)實(shi)現(xian)擔(dan)(dan)(dan)(dan)(dan)(dan)保(bao)(bao)(bao)公(gong)司領銜兜(dou)底(di)；合(he)(he)作(zuo)(zuo)(zuo)銀行(xing)(xing)提檔(dang)增信(xin)；涉農(nong)(nong)(nong)企(qi)(qi)業(ye)(ye)增資(zi)獲益(yi)，合(he)(he)力推(tui)進監督、協(xie)調、檢(jian)查(cha)、完善、考核、表彰全過程(cheng)(cheng)。

多(duo)年來，農擔公司作為(wei)國有“農”字頭(tou)的(de)(de)專(zhuan)業化政策性(xing)擔保公司，始終(zhong)致力(li)于圍繞市(shi)政府經濟發(fa)展(zhan)(zhan)(zhan)思路制定工作規劃，跟進市(shi)政府關心、關注(zhu)、需要解決的(de)(de)項(xiang)目開展(zhan)(zhan)(zhan)融(rong)資擔保工作，主動把(ba)擔保服(fu)務觸(chu)角(jiao)延伸到經濟工作的(de)(de)方(fang)方(fang)面面，多(duo)次為(wei)政府擔負為(wei)社(she)會解憂解決了許許多(duo)多(duo)的(de)(de)應急問題和(he)棘手工作達80多(duo)件，近(jin)10億(yi)的(de)(de)特辦(ban)融(rong)資服(fu)務，充分展(zhan)(zhan)(zhan)示了良(liang)好的(de)(de)國有擔保機構形象和(he)社(she)會正能量(liang)標桿。