文章來(lai)源:福(fu)建(jian)國資委 發(fa)布時間(jian):2009-07-22
上半年,福建省華興集團所屬三明華興典當有限公司(下稱“華興典當”)緊緊抓住銀行銀根緊縮的有利時機,穩健開展典當融資業務,實現良性、快速發展。華興典當注冊資本1050萬元,1-6月典當總額累計突破1.16億元,資金使用效率高;實現利潤144萬元,同比增長24.4 %,半年資本收益率達13.71%。
華(hua)(hua)興(xing)(xing)典(dian)(dian)當(dang)是(shi)(shi)2005年福(fu)建省(sheng)華(hua)(hua)興(xing)(xing)集(ji)團(tuan)經福(fu)建省(sheng)政府(fu)國資(zi)委批準,通(tong)(tong)(tong)過收購(gou)重(zhong)組(zu)方式(shi)設(she)立。成(cheng)立以來,省(sheng)華(hua)(hua)興(xing)(xing)集(ji)團(tuan)堅持穩(wen)健經營、強(qiang)(qiang)(qiang)控(kong)風(feng)(feng)險(xian)的(de)宗(zong)旨,采取多種舉措促進典(dian)(dian)當(dang)融(rong)(rong)資(zi)業(ye)(ye)(ye)務(wu)(wu)規(gui)范有(you)序(xu)、健康(kang)快速發展(zhan)(zhan),累計(ji)融(rong)(rong)資(zi)規(gui)模(mo)(mo)達到4.5億元,華(hua)(hua)興(xing)(xing)典(dian)(dian)當(dang)現已成(cheng)為中小(xiao)企(qi)業(ye)(ye)(ye)發展(zhan)(zhan)的(de)重(zhong)要融(rong)(rong)資(zi)服(fu)(fu)務(wu)(wu)平臺,經營利潤逐年增長。一是(shi)(shi)加強(qiang)(qiang)(qiang)制(zhi)(zhi)度建設(she),通(tong)(tong)(tong)過完(wan)善的(de)企(qi)業(ye)(ye)(ye)內控(kong)制(zhi)(zhi)度確保企(qi)業(ye)(ye)(ye)規(gui)范有(you)序(xu)運作,并(bing)根據典(dian)(dian)當(dang)業(ye)(ye)(ye)務(wu)(wu)品(pin)種之(zhi)分建立了(le)嚴謹、具體的(de)操(cao)作規(gui)程;二是(shi)(shi)強(qiang)(qiang)(qiang)化風(feng)(feng)險(xian)控(kong)制(zhi)(zhi),培育(yu)樹立風(feng)(feng)險(xian)防(fang)范意識(shi),完(wan)善風(feng)(feng)險(xian)防(fang)范機制(zhi)(zhi),華(hua)(hua)興(xing)(xing)典(dian)(dian)當(dang)成(cheng)立至(zhi)今開(kai)展(zhan)(zhan)的(de)2000余筆業(ye)(ye)(ye)務(wu)(wu)中損失(shi)項目保持為零(ling);三是(shi)(shi)積(ji)(ji)極(ji)拓展(zhan)(zhan)業(ye)(ye)(ye)務(wu)(wu),在(zai)鞏(gong)固房地產抵押典(dian)(dian)當(dang)和機動車輛質(zhi)(zhi)押等成(cheng)熟業(ye)(ye)(ye)務(wu)(wu)的(de)同時,積(ji)(ji)極(ji)拓展(zhan)(zhan)鋼材等生產資(zi)料質(zhi)(zhi)押典(dian)(dian)當(dang)等新(xin)業(ye)(ye)(ye)務(wu)(wu);四(si)是(shi)(shi)加強(qiang)(qiang)(qiang)品(pin)牌建設(she),通(tong)(tong)(tong)過優質(zhi)(zhi)服(fu)(fu)務(wu)(wu)打造優質(zhi)(zhi)品(pin)牌,獲得了(le)廣大客戶(hu)認(ren)可和信(xin)賴(lai)。下一步(bu),省(sheng)華(hua)(hua)興(xing)(xing)集(ji)團(tuan)將借(jie)品(pin)牌帶動戰略,積(ji)(ji)極(ji)爭取增資(zi)擴股,推(tui)動典(dian)(dian)當(dang)融(rong)(rong)資(zi)業(ye)(ye)(ye)務(wu)(wu)規(gui)模(mo)(mo)化、品(pin)牌化、連鎖化發展(zhan)(zhan),做大做強(qiang)(qiang)(qiang)典(dian)(dian)當(dang)平臺,并(bing)與集(ji)團(tuan)所屬創業(ye)(ye)(ye)投(tou)資(zi)、擔保服(fu)(fu)務(wu)(wu)等平臺合力打造成(cheng)為服(fu)(fu)務(wu)(wu)海西經濟區建設(she)的(de)投(tou)融(rong)(rong)資(zi)服(fu)(fu)務(wu)(wu)品(pin)牌。