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　　上半年，福建省華興集團所屬三明華興典當有限公司（下稱“華興典當”）緊緊抓住銀行銀根緊縮的有利時機，穩健開展典當融資業務，實現良性、快速發展。華興典當注冊資本1050萬元，1-6月典當總額累計突破1.16億元，資金使用效率高；實現利潤144萬元，同比增長24.4 %，半年資本收益率達13.71%。

　　華興(xing)(xing)(xing)典(dian)當是(shi)(shi)2005年福建(jian)(jian)省(sheng)(sheng)華興(xing)(xing)(xing)集(ji)(ji)團經福建(jian)(jian)省(sheng)(sheng)政府(fu)國資(zi)(zi)委(wei)批準，通過(guo)(guo)收(shou)購重(zhong)組方式設立(li)。成(cheng)(cheng)(cheng)立(li)以來，省(sheng)(sheng)華興(xing)(xing)(xing)集(ji)(ji)團堅持(chi)穩健(jian)經營、強(qiang)(qiang)(qiang)控風(feng)險的(de)宗旨，采取多種舉(ju)措促進典(dian)當融(rong)資(zi)(zi)業務(wu)(wu)(wu)規(gui)范(fan)有(you)序、健(jian)康快速發(fa)展，累計融(rong)資(zi)(zi)規(gui)模達(da)到(dao)4.5億元，華興(xing)(xing)(xing)典(dian)當現已成(cheng)(cheng)(cheng)為(wei)中小企(qi)業發(fa)展的(de)重(zhong)要融(rong)資(zi)(zi)服(fu)(fu)務(wu)(wu)(wu)平(ping)臺(tai)，經營利潤逐年增(zeng)長。一(yi)是(shi)(shi)加(jia)強(qiang)(qiang)(qiang)制度建(jian)(jian)設，通過(guo)(guo)完善的(de)企(qi)業內控制度確(que)保(bao)企(qi)業規(gui)范(fan)有(you)序運作，并根(gen)據典(dian)當業務(wu)(wu)(wu)品(pin)種之分建(jian)(jian)立(li)了(le)嚴謹、具(ju)體的(de)操作規(gui)程；二是(shi)(shi)強(qiang)(qiang)(qiang)化(hua)(hua)風(feng)險控制，培育樹立(li)風(feng)險防范(fan)意識(shi)，完善風(feng)險防范(fan)機制，華興(xing)(xing)(xing)典(dian)當成(cheng)(cheng)(cheng)立(li)至今開展的(de)2000余筆業務(wu)(wu)(wu)中損(sun)失項目(mu)保(bao)持(chi)為(wei)零；三是(shi)(shi)積極拓展業務(wu)(wu)(wu)，在鞏固(gu)房地產抵押典(dian)當和(he)機動(dong)車輛質(zhi)押等(deng)成(cheng)(cheng)(cheng)熟業務(wu)(wu)(wu)的(de)同時，積極拓展鋼材等(deng)生產資(zi)(zi)料質(zhi)押典(dian)當等(deng)新(xin)業務(wu)(wu)(wu)；四是(shi)(shi)加(jia)強(qiang)(qiang)(qiang)品(pin)牌建(jian)(jian)設，通過(guo)(guo)優質(zhi)服(fu)(fu)務(wu)(wu)(wu)打(da)造優質(zhi)品(pin)牌，獲得了(le)廣大客(ke)戶認可(ke)和(he)信賴。下一(yi)步，省(sheng)(sheng)華興(xing)(xing)(xing)集(ji)(ji)團將借品(pin)牌帶動(dong)戰(zhan)略，積極爭取增(zeng)資(zi)(zi)擴股，推動(dong)典(dian)當融(rong)資(zi)(zi)業務(wu)(wu)(wu)規(gui)模化(hua)(hua)、品(pin)牌化(hua)(hua)、連鎖(suo)化(hua)(hua)發(fa)展，做大做強(qiang)(qiang)(qiang)典(dian)當平(ping)臺(tai)，并與集(ji)(ji)團所屬(shu)創業投(tou)資(zi)(zi)、擔保(bao)服(fu)(fu)務(wu)(wu)(wu)等(deng)平(ping)臺(tai)合力打(da)造成(cheng)(cheng)(cheng)為(wei)服(fu)(fu)務(wu)(wu)(wu)海西經濟區建(jian)(jian)設的(de)投(tou)融(rong)資(zi)(zi)服(fu)(fu)務(wu)(wu)(wu)品(pin)牌。